How It Works

Simple Steps to Protect Your Legacy

Setting up your digital estate plan takes just minutes. Our intuitive platform guides you through every step, from discovering accounts to activating your plan.

Six Simple Steps

Follow these steps to create a comprehensive digital estate plan that protects your assets and ensures they reach your intended beneficiaries.

01

Create Client Profile

Set up a secure client profile on the professional dashboard. No technical knowledge needed — just basic client information to get started.

  • Simple client onboarding form
  • Professional dashboard access
  • Multi-client management
  • Secure encrypted profiles
02

Discover & Inventory

Use AI-powered tools and guided workflows to catalog your client's complete digital footprint—accounts, passwords, documents, finances, and subscriptions.

  • AI-powered account discovery
  • Guided inventory workflows
  • Multi-category organization
  • Import from password managers
03

Add Beneficiaries

Designate who should receive what. Add family members, executors, and other beneficiaries with email invitations and portal access.

  • Unlimited beneficiaries per estate
  • Identity verification options
  • Invite beneficiaries via email
  • Beneficiaries get their own portal
04

Organize & Assign

Categorize digital assets into logical groups and assign them to beneficiaries with clear instructions for access and transfer.

  • Category-based organization
  • Assign specific items to beneficiaries
  • Attach access instructions
  • Set transfer priorities
05

Set Access Conditions

Define when and how beneficiaries can access information—immediately, after verification, upon executor approval, or based on custom conditions.

  • Time-based: after period of inactivity
  • Verification: executor or multi-party approval
  • Immediate: instant access for designated items
  • Custom: document verification or other triggers
06

Activate & Monitor

Activate the digital estate plan and monitor it through your dashboard. Make changes anytime—update beneficiaries, add new accounts, or modify conditions.

  • One-click plan activation
  • Real-time monitoring and alerts
  • Easy updates and modifications
  • Full audit trail of all changes

Flexible Release Conditions

Choose from multiple release mechanisms to ensure your assets are distributed exactly when and how you intend.

Time-Based Release

Assets release automatically after a specified period of inactivity or on a specific date.

Examples:

After 12 months of no check-in
On beneficiary's 25th birthday
January 1, 2030

Identity Verification

Beneficiaries must verify their identity through secure verification methods before claiming assets.

Examples:

Biometric verification
KYC completion
Security question confirmation

Multi-Party Approval

Require approval from multiple trusted parties before assets are released.

Examples:

2-of-3 family members
Executor + beneficiary
Guardian approval

Executor Approval

Release based on verification from designated executors or trustees who confirm conditions have been met.

Examples:

Executor confirmation
Trustee approval
Attorney verification

Milestone-Based

Release portions of assets as beneficiaries achieve specific milestones.

Examples:

Completing education
Starting a business
Purchasing first home

Document Verification

Release based on submission and verification of required documents or completion of specified procedures.

Examples:

Death certificate submission
Probate completion
Legal documentation verified
Security First

Built with Security at Every Layer

Your digital estate is protected by multiple layers of security, ensuring your assets are safe and your plan executes exactly as intended.

Learn more about security

Zero-Access Encryption

Your clients' data is encrypted so nobody—not even AfterCrypt—can read it. We provide the infrastructure, not access.

Independent Security Audits

Our platform is independently audited by leading security firms and maintains SOC 2 compliance.

Zero-Knowledge Proofs

Verify identities and conditions without exposing sensitive personal information.

Multi-Region Redundancy

Data replicated across multiple geographic regions for high availability and disaster recovery.

"I've identified 247 online accounts, 12 financial accounts, and 34 active subscriptions for this client. I recommend organizing them into 6 categories with designated beneficiaries. Would you like me to help set this up?"

AI-Powered Guidance

Intelligent Assistance Every Step

Our AI assistant helps you make informed decisions about your estate plan. From optimizing beneficiary allocations to suggesting release conditions, you'll have expert guidance throughout the process.

  • Personalized recommendations based on your client's digital footprint
  • Answers to common estate planning questions
  • Help drafting documents and setting up conditions

Note: AI assistance is for informational purposes only and does not constitute financial or legal advice.

Frequently Asked Questions

Common questions about how AfterCrypt works.

What happens if I lose access to my account?

AfterCrypt offers multiple recovery options including email recovery, multi-factor verification, and designated recovery contacts. You can configure these options during setup to ensure you always have access to your account.

How do beneficiaries claim their inheritance?

When access conditions are met, beneficiaries receive a notification. They then log into the beneficiary portal, complete any required verification, and access credentials, documents, and transfer instructions. The process is guided and straightforward.

Can I modify my estate plan after activation?

Yes, you can modify your estate plan at any time before release conditions are triggered. This includes changing beneficiaries, adjusting allocations, modifying conditions, and adding new assets.

What if the AfterCrypt platform goes offline?

Your data is protected by multi-region redundancy and encrypted backups. Even in the unlikely event of an outage, all client information remains secure and recoverable. We also provide export functionality for all your data and maintain a 99.99% uptime SLA.

How is the check-in system enforced?

You choose your check-in frequency (weekly, monthly, quarterly, or annual). If you miss a check-in, you'll receive reminders via your chosen channels. After the configured grace period, the release process begins. Multiple confirmation methods ensure no accidental triggers.

Are there any limits on the number of beneficiaries or assets?

Our Personal plan supports up to 5 beneficiaries, Family plan supports up to 20, and Enterprise plans have no limits. There are no limits on the number of assets you can protect on any plan.

Ready to Get Started?

Create your first digital estate plan in minutes. Contact us to get started with our professional platform.